Shingle Roof Claims
After a hurricane or windstorm, the shingle roof of your home or business may suffer damages which may require extensive repairs or replacement. Sometimes, however, damages to your shingle roof may not be so obvious. Shingle roofs may become cracked, displaced or loosened which can cause leaks and water damages to your property if not repaired in a timely fashion. As a property owner with homeowners insurance, you are able to file shingle roof claims to protect your investment. Unfortunately, it is during these stressful situations that policyholders find out that insurance companies will try to use a variety of tactics to avoid paying what is rightfully owed. If you feel that you have been treated unfairly for your shingle roof claims that you have filed with your insurance company, I encourage you to contact my office and schedule an appointment for a free consultation to discuss your case. We a full service litigation law firm which is conveniently located in Islamorada. Fighting your insurance company is our business and The Freeman Law Firm, P.A. is here to represent you and help you receive what you may be legally entitled to.
Spotting Signs of Storm Damage to Shingle Roofs
Shingle roofs are strong and durable, however they are not impervious to damage. Aside from an obvious fallen tree, it is a good idea to inspect your roof for signs of damage after windstorms or hurricanes. Signs of damage to shingle roofs include:
- Tears or Missing Shingles – Shingle roofs can be lifted by wind driven rain and high winds causing shingles to tear or be removed completely.
- Curling Shingles – High winds can lift the shingles causing them to curl which leaves your roof vulnerable to rain and roof leaks
- Hanging, missing or damaged flashing – Wind driven rain and high winds can cause the flashing on your roof to become loose causing it to hang or be removed completely.
- Cosmetic damages – Cosmetic damages such as multiple dents cause the protective granules on shingles to become dislodged decreasing the shingles protective qualities.
If you are experiencing any of these signs of damage to your shingle roof, it is important to make sure that you and your family are safe. Shingle roofs can suffer damage from vibration that loosens the nails and weakens the panel at the contact points to the structure. These types of roof damages will cause leaks and other problems that do not show up right away. Filing a shingle roof claim with your insurance company can be a confusing and difficult process. Also, once the claim is filed, some insurance companies may try and minimize the damages and underpay policy holders out of the proper compensation that they are entitled to. Some insurance companies may even practice bad faith and claims may be seriously delayed or denied all together.
If you think bad faith may be a factor in the handling of your shingle roof claim, then contact me for a review and assessment of your claim and a free consultation of your legal rights.